Can you please explain the difference between question 192 and 5425, since the employers health cover is also financed via interest transactions.

Question 192 refers to an individual personally taking out a health
insurance. That is prohibited.

Question 5425 refers to a pension scheme offered by the employer. The
employee himself does not take out the scheme and does not contribute
towards it. Upon retirement, that will be considered as a gift from the
employer.

and Allah Ta'ala Knows Best

Mufti Ebrahim Desai