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Fatwa #456174 July 2020Pakistan

What is the Mas'ala regarding life insurance?

Question

السلام علیکم

Beloved mufti shb i have 2 questions.

1) what is the masla regarding life insurance?

2)a friend of mines work in a company where life insurance is necessary, the company takes out the policy for them and pays for them also. .in this surate haal what will be the ruling?

Need mudallal answer please.

جزاکم اللہ خیرا

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

1) All forms of voluntary life insurance are not permissible as they have three prohibited elements in them: interest, gambling and uncertainty. 

2) In order for us to advise your friend further could you kindly clary which company does your friend work for? Is it a Muslim company? Kindly send your email to admin@daruliftaa.net. Ref.  Mahmood Suliman.

And Allah Ta’āla Knows Best

Mahmood Suliman

Student Darul Iftaa
Gaborone, Botswana

Checked and Approved by,
Mufti Ebrahim Desai

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