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Fatwa #205223 January 2001Australia

Can interest earned on the bank account be used to offset bank charges (mainly govt taxes) for that same account or other accounts.

Question

Note that all accounts are held with the same bank, eg. Personal Account, Company Account, Superannuation Account etc.

Answer

Interest monies must be given to the poor and needy who are eligible to
accept Zakaat without the intention of reward. However, interest received
from government institutes, eg. post office could be used to offset
government taxes. Interest received from private banks cannot be used to
offset taxes. It may be used to offset interest charged from the same bank.

and Allah Ta'ala Knows Best

Mufti Ebrahim Desai
FATWA DEPT.
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