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Fatwa #1352529 September 2005United States of America

Do you have any contacts where we could purchace Alim books.

Question

Do you have any contacts where we could purchace Alim books.  My friend is studying with a shaikh-ul-hadith, and has found a hard time locating books, specifically for the last year of his sudies.  He likes the large indian-style kitaabs,  with the hashia on the sides of the page.  Do you have any such places in S. africa (or anywhere esle), where we can order the kitaabs.  The madressas in the US sometimes sell the books at a high cost, and also take a long time to order.

Is medical insurance halal.  My company offers medical/dental/vision coverage free of charge.  Medical costs are very high in the US-  Is it halal to use this insurance.

Is home or car insurance halal?  In the US it is illegal to have no car insurance -  I have the minimum insurance.

Is 401K investment halal.  My company matches up to 2% of my salary (of what I contribute)

Did you ever recieve an answer from guidance financial - Is their product still questionable.

My wife serious car accident a few years ago and she was severely injured.  She has a lawsuit pending in which she

stands to make a substantial amount of money.  The money would be payed by the insurance company and not by the individual.  Is that money halaal.

 She also had a seperate incident in which whe was given some bad blood at a hospital and this resulted in some problems.....Is it halal to sue the company and also collect that money?

Answer

1. The institute has a Book shop that is known as Alinaam Book shop. They stock a large variety of books at reasonable prices. You may contact them for your orders at 27 31 785 1827.

2. It is not permissible to enter into a voluntary medical insurance scheme as they contain elements of interest and gambling which are expressly prohibited in Quraan and Hadith.

3. In order for us to respond kindly clarify wheter your contribution is compulsory or voluntary.

4. S/A guidance financial

5. Yes, the money is Halaal.

6. If there was negligence from the side of that company, it will be permissible to hold them liable for that.

And Allah Knows Best

Mufti Ebrahim Desai

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