Fatwa #1090023 February 2004India

Can I make life insurance of myself or some other muslim?

Question

As some say that intrest should not be taken in islam so life insurance is not permitted. How far is it correct with respect to Quran and Hadees ? If it is not permitted, Is it permissible to make insurance to non-muslims?

Answer

The insurance schemes nowadays in vogue are structured on Ribaa and Qimaar (interest and gambling).both are heinous crimes as mentioned in the Quraan and Hadith. Insurance based products sold to non Muslims are also not permissible as this is tantamount to assisting others in sin.

and Allah Ta'ala Knows Best

Mufti Muhammad Kadwa
FATWA DEPT.

CHECKED & APPROVED: MUFTI EBRAHIM DESAI

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